Why Fall Is the Best Time to Shop Your Home and Auto Insurance in Florida
As the year winds down, many insurance carriers begin adjusting rates, and fall is one of the best times to re-shop your insurance.
If your rates increased earlier this year and your agent hasn’t reached out, it may be time for a second opinion.
Why October?
New carrier programs become available
Rate adjustments settle after hurricane season
Many companies offer competitive pricing to grow year-end business
You have time to switch before renewal season in January
What Most People Don’t Know
You could be overpaying simply because:
Your home has a new roof and your carrier doesn’t know
Your credit score improved
You qualify for new discounts
Better carriers have entered the Florida market
Shopping insurance doesn’t mean sacrificing coverage. It means finding better coverage for a better price.