Why Fall Is the Best Time to Shop Your Home and Auto Insurance in Florida

As the year winds down, many insurance carriers begin adjusting rates, and fall is one of the best times to re-shop your insurance.

If your rates increased earlier this year and your agent hasn’t reached out, it may be time for a second opinion.

Why October?

  • New carrier programs become available

  • Rate adjustments settle after hurricane season

  • Many companies offer competitive pricing to grow year-end business

  • You have time to switch before renewal season in January

What Most People Don’t Know

You could be overpaying simply because:

  • Your home has a new roof and your carrier doesn’t know

  • Your credit score improved

  • You qualify for new discounts

  • Better carriers have entered the Florida market

Shopping insurance doesn’t mean sacrificing coverage. It means finding better coverage for a better price.

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Hosting for the Holidays? Here’s the Liability Risk Most Florida Homeowners Forget

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Hurricane Season Isn’t Over: What Florida Homeowners Still Need to Check Right Now