Auto Insurance Rates Are Finally Dropping in Florida — Here’s Why You Should Check Yours

After years of increases, auto insurance rates in Florida are starting to stabilize and, in many cases, decrease.

But here’s the catch: your current carrier may not lower your rate automatically.

Why Rates Are Improving:

  • Fewer post-pandemic claims

  • New carriers entering Florida

  • Competitive pricing to gain market share

  • Better underwriting technology

You Should Re-Shop If:

  • Your rate increased last year

  • You haven’t reviewed your policy in 12 months

  • Your agent hasn’t proactively reached out

  • You have teenage drivers

  • You bundled home and auto years ago

Many Northeast Florida drivers are finding hundreds in savings simply by comparing options.

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Show Your Home Some Love: Why February Is the Perfect Time for a Florida Insurance Checkup

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New Year, New Policies: Why Reviewing Your Insurance Before January Matters